Sidder du med ny bolig og dyre udgifter men mangler lidt frirum
5. oktober 2021Midt i huskøb eller renovering kan man godt gå hen og miste sig selv lidt, men det findes der råd for.
Hvis du er en af dem der lige har købt hus eller er ved at renovere, så ved du at det er dyrt. Det kan være svært at få råd til det hele. Alt går op i fliser, køkken, bad og byggematerialer. I sådan en omgang glemmer man tit sig selv lidt, alene fordi der ikke er penge til det hele.
Banken har lige givet et lån til renoveringen og kontoen er tom, så er det ikke nemt at få lidt luksus i hverdagen. Det kan dog indimellem være lige det man har brug for, for at kunne finde energi til at fortsætte. Det er her der findes en smart måde at betale på, der automatisk bliver til afdrag. Du køber som du plejer i online shops, uanset om det er tv, mobiltelefon, sko, tasker, tøj, frækt lingeri, alufælge, værktøj, spaophold eller sexlegetøj. Stort set alle butikker i Danmark tilbyder disse betalingsmetoder, der gør det nemt lige at få lidt luft. Du betaler mere eller mindre som du plejer, betalingen bliver nu bare delt op i afdrag. Det rigtige smarte er at betalinger fra alle dine køb i forskellige shops, samles i en pulje, som du så betaler af. Det vil sige at du ikke har mange små lån. Det der så gør det rigtig lækkert, er at du skal over et bestemt beløb før du overhovedet skal betale noget for at låne pengene. Det er dermed rentefri afdrag, whats not to like. Det kan være du har købt for en 2000 kr i forskellige butikker. Dette deler du så nu ud i 10 afdrag der så blot trækkes på dit kort hver måned. Nemmere bliver det bare ikke.
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